Website Terms & Conditions

The following terms and conditions govern the relationship between you and Pibank® (“Pibank” or the “Bank”) in relation to the Bank’s website. By using this website, you are agreeing to comply with and be legally bound by the terms and conditions set forth herein. If these terms and conditions are not acceptable to you, please do not use this website. Pibank may, from time to time, update these terms and conditions. It is your responsibility to periodically review them.

Intellectual Property Rights and Restrictions

This website, and all the materials contained in it, are the property of Pibank or its licensors and are protected by copyright, trademark law, patent law and any other applicable law. Pibank hereby grants you a limited non-exclusive license to view and print the material on this website for non-commercial or personal use. All copies must retain all copyright and other notices that are on this website. Except as provided above, you may not copy, display, download, distribute, modify, reproduce, republish or retransmit any information, text or documents contained in this website or any portion thereof in any electronic medium or in hard copy (including posting to news groups, mail lists, or electronic bulletin boards), or create any derivative work based on such images, text or documents, without written consent from Pibank. Pibank’s name and logo, as well as all other related names and taglines, are trademarks and/or other forms of intellectual property owned by Pibank, its subsidiaries and/or its affiliates.

Statement Relating to Intellectual Property Rights of Third Parties

All references in this website to the trade names, trademarks and service marks of third parties belong to such parties, and are intended to accurately identify such parties as the sources of the specific products and services. Pibank makes no claim of license or interest in the intellectual property rights of such third parties. No claim of association by Pibank with any third party or its products and services is intended or should be inferred. Reference herein to any products, services, processes, hypertext links to third parties or other information by trade name, trademark, service mark, manufacturer, supplier or otherwise does not constitute or imply its endorsement, sponsorship or recommendation by Pibank.

Disclaimer

The content on this website is for informational purposes only. Pibank and each of its affiliates, agents, licensors and service providers, and their respective employees, assume no liability for any inaccurate, delayed or incomplete information, nor for any actions taken in reliance thereon.

THE CONTENT PROVIDED ON THIS WEBSITE (INCLUDING DESCRIPTIONS OF AND REFERENCES TO PRODUCTS, SERVICES, AND PUBLICATIONS OF PIBANK AND THIRD PARTIES) IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND. PIBANK, ITS AFFILIATES, AGENTS, LICENSORS AND SERVICE PROVIDERS, OR THEIR RESPECTIVE EMPLOYEES, MAKE NO REPRESENTATIONS AND DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES AND CONDITIONS OF ANY KIND, INCLUDING WITHOUT LIMITATION, REPRESENTATIONS, WARRANTIES OR CONDITIONS REGARDING ACCURACY, TIMELINESS, COMPLETENESS, SATISFACTORY QUALITY, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. NEITHER PIBANK, NOR ITS AFFILIATES, AGENTS, LICENSORS OR THEIR RESPECTIVE EMPLOYEES WARRANT THAT THE CONTENT ON THIS WEBSITE OR ON THE INTERNET GENERALLY WILL BE UNINTERRUPTIBLE OR ERROR-FREE OR THAT ANY CONTENT, SOFTWARE OR OTHER MATERIAL ACCESSIBLE FROM THIS WEBSITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. PIBANK RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THIS WEBSITE AND MAY MAKE ANY OTHER CHANGES TO THIS WEBSITE AT ANY TIME WITHOUT NOTICE.

Limitation of Liability

Pibank and its affiliates, agents, licensors and service providers, and their respective employees, specifically disclaim any liability for any loss or injury resulting directly from the use of this website, caused in whole or in part by its negligence or contingencies beyond its control in procuring, compiling, or delivering this website or any content through this website. In no event will Pibank, its affiliates, agents, licensors or service providers be liable to the viewer or to anyone else for any decision made or action taken by the viewer in reliance on such content or this website, for any interruption in the availability of this website or any such content, or for any error or omission in any information provided on this website. Pibank and its affiliates, agents, and licensors shall not be liable to the viewer or to anyone else for any consequential, special, incidental, indirect, or similar damages even if advised of the possibility of such damages.

Digital Millennium Copyright Act

Pursuant to 17 United States Code 512(c)(2) (Digital Millennium Copyright Act of 1998), if you believe that this website or the content contained herein infringes on any intellectual property rights, you may give notice to Pibank’s designated agent. The designated agent for notice of alleged copyright infringement in connection with this site is:

396 Alhambra Circle

Suite 250

Phone: 877-678-0888

Email: legal@pibank.com

To file a notice of infringement with Pibank, the requirements specified in Title II of the Digital Millennium Copyright Act of 1998 must be fulfilled. The text of this statute can be found at the U.S. Copyright Office website, located at https://www.copyright.gov.

Security Policy

We are confident of our system’s ability to protect all transactions; however, this is not an invitation for people to attempt unauthorized access to the system. This is a private computing system which is restricted to authorized individuals. Actual or attempted unauthorized use of this computer system will result in criminal and/or civil prosecution. We reserve the right to view, monitor and record activity on the system without notice or permission. Any information obtained by monitoring, reviewing or recording is subject to review by law enforcement organizations in connection with the investigation or prosecution of possible criminal activity on the system. If you are not an authorized user of this system or do not consent to continued monitoring, please exit the system at this time.

Violations of Terms of Use

Pibank reserves the right to seek all remedies available at law and in equity for violations of these website terms of use, including the right to block access from a particular Internet address to this website.

Pibank® is a brand of Intercredit Bank, N.A. All deposit products are provided and issued by Intercredit Bank, N.A., Member FDIC